For vendors & suppliers
Financing at the point of sale.
When a customer hesitates on a bigger order, refer them in minutes. Capvant runs structured qualification and a consented introduction to the lenders whose criteria the client actually matches, and the purchase goes ahead. You see every status live and earn a share of the commission on every funded deal.
Create partner accountFree to join · no minimum volume · commission identical on every plan
Who this is for
The customer who hesitates at the quote
The order is right, but the budget is not there this month, and the conversation stalls on price.
The customer who could buy bigger
With financing on the table, the deal size changes, and so does your order value.
The recurring buyer on tight terms
Stock or equipment purchases that repeat every quarter and could run through financing instead of squeezing cash flow.
The sales team that needs an answer at the point of sale
Not a follow-up call three days later, when the moment to close has already passed.
What the programme gives your business
Earn
A share of Capvant’s lending commission on every funded referral, on top of the order the funding unlocks. Uncapped, tiered by volume, and tracked per referral.
Serve
Orders stop dying on budget timing: equipment, stock and working-capital finance through one referral, with no added cost to your customer on standard referrals.
Grow
Funding headroom insight across your customer base: see who can finance a larger purchase, and put the bigger quote on the table first.
How it works
Refer at quote time
Share your referral link with the quote or add the customer in your portal. The application takes about a minute to start, right when the customer is deciding.
We qualify against the panel
Companies House verification and the Capvant Check, our automated funding assessment, run against the referral and match it to the lenders whose criteria it actually fits.
A consented introduction goes out
The customer is introduced to the matching lenders only once they have agreed. Calls usually arrive within one working day and online offers within two.
You stay in the loop
Live status per referred customer in your portal, from introduction to funded. The customer relationship stays yours; we only arrange the funding.
Commission lands automatically
Once the purchase funds, commission is attributed to your account on top of the order value. Nothing to invoice, nothing to chase.
Your partner toolkit
Client Radar, fundability reports and advisory letters run off UK Companies House data and are available to UK partners. Pre-qualification links and live status work in every market.
Client Radar
See how much financing headroom a customer has, using Companies House filings, before you build the quote, so you can lead with the bigger option.
Fundability Reports
Generate a clean, branded report on a customer in a click: score, signals and recommended next steps, useful for a larger repeat order.
Advisory Letters
Turn a report into a plain-English letter on funding position, sent under your name, a natural reason to open the bigger quote conversation.
Pre-qual Links
A tracked link attached to the quote so customers pre-qualify before they ever speak to a lender, with no impact on their credit score.
Live Deal Status
Submission status, offer terms and outcome, updated the moment a lender replies, so your sales team always knows where an order stands.
Commission Statements
Funded amounts, tier progress and payout history, all in one place, with nothing to invoice.
The commission model
A share of Capvant’s lending commission on each funded referral. Tiers are set by funded deals over the trailing 12 months and upgrade automatically. Nothing to negotiate, no cap, and identical across every edition of the programme.
Bronze
10%
1-2 funded deals / year
Silver
15%
3-5 funded deals / year
Gold
20%
6+ funded deals / year
Ways to integrate
Put a funding option right on the quote. Every format below shares the same lender panel and commission model, so pick whichever fits your ordering flow.
Hosted partner page
A Capvant-hosted page with your partner credit built in. No engineering required to go live.
Card widget
Place a clean funding card right on the quote or checkout page.
Strip or banner
Run a thin financing prompt on a product page, right where the price objection shows up.
Floating widget
A persistent launcher fixed to the bottom-right corner. One click expands into the full application.
Partner API
Have your ordering system carry the referral automatically and track status and commission over signed webhooks.
What partners ask before joining
The questions that come up in the first conversation, answered plainly.
Who owns the customer relationship?
You do, start to finish. Capvant arranges the funding only; the sale and the ongoing account stay entirely yours.
Will Capvant try to sell my customer anything else?
No. Capvant runs the funding introduction on the referral you make and nothing beyond it. There is no cross-sell into your customer base.
What happens to my customer’s data?
Referral information is used to run the qualification and the consented lender introduction, nothing else.
What if the financing does not come through?
There is no cost to you or your customer on a standard referral that does not complete, and the order can still proceed on whatever terms you would normally offer.
Vendor partner FAQs
Who can join as a vendor partner?
Equipment dealers, wholesalers, suppliers and agencies whose customers buy on finance. Joining is free and there is no minimum volume.
How is commission calculated?
A share of Capvant’s lending commission on each funded referral: 10% at Bronze, 15% at Silver and 20% at Gold. Tiers are set by funded deals over the trailing 12 months and upgrade automatically.
Does this replace my own finance offer?
No, it sits alongside it. Referring through Capvant reaches a wider lender panel when your own terms are not the fit, without extra work for your team.
How is a customer verified?
The customer applies through your link, a short application that takes about a minute. Capvant runs Companies House verification, the Capvant Check (our automated funding assessment) and the consented introduction to matching lenders, with no impact on their credit score.
When should I refer a customer?
At the moment they hesitate on price, quote time is the best conversion point, but you can refer at any stage from your portal.
When do I get paid?
Commission is attributed per referral and becomes payable once the deal funds. Statements, funded amounts and payout history sit in your partner portal.
How fast do referrals move?
Calls usually start within one working day and online offers within two. Timing varies with the amount and how complete the customer’s information is.
Can my sales team refer customers directly?
Yes. Anyone on your team can attach your referral link to a quote or add a customer in the portal; attribution is tracked to your partner account either way.
Turn hesitation into a sale
Two-step signup. Your tracked link and hosted page are live immediately.
Disclaimers & footnotes
- 1Capvant is a funding marketplace, not a lender. We match business owners with third-party funding partners; we do not make credit decisions, lend money, or set rates or terms. All funding decisions, rates, terms and approvals are made solely by the lenders in our network, subject to their criteria.
- 2Checking your options through Capvant does not affect your credit score. A lender may carry out a soft or hard credit search depending on the product, stage and your consent. A full hard credit check is only carried out where required by a lender before you proceed.
- 3Funding speed, including any reference to funding in as little as 24 hours, is typical for some products and lenders and is not guaranteed. Actual timescales depend on the lender, the product, and how quickly requested information and documents are provided.
- 4Funding amounts and ranges are indicative only and vary with your business profile, trading history, the lender and the market. Figures shown are not an offer of finance and do not guarantee any particular amount, rate or approval.
- 5Any offers, rates or repayment figures shown in illustrations or examples are for demonstration only and are not real quotes. Your actual offers, if any, are provided by lenders and are subject to approval.
- 6Product availability varies by market. Some products are only available in certain countries. Capvant currently serves businesses in the United States and the United Kingdom.
Capvant is not a lender and does not make credit decisions, we introduce businesses to third-party funding providers. Capvant is not authorised or regulated by the Financial Conduct Authority (FCA).
Capvant does not compare every lender, broker, funding product or offer available in the market. We only show options from funding partners in our network that may be relevant based on the information you provide.
Capvant may receive compensation from lenders, brokers, funding partners or referral partners when a customer is introduced, approved, funded or takes another qualifying action. This compensation does not guarantee that any lender will approve an application or offer specific terms. Capvant does not charge business owners a fee to compare funding options unless clearly stated otherwise.
If you access Capvant through a partner, introducer or embedded funding page, that partner may receive a referral fee or commission if your application results in funding. This does not increase your cost unless expressly disclosed.
Capvant is intended for business-purpose funding only. Eligibility may depend on entity type, location, trading history, revenue, industry and lender criteria. In the UK, Capvant currently focuses on limited companies, LLPs and plcs, and does not currently support sole traders or ordinary partnerships.
Information on Capvant is general information only and is not financial, legal, tax or accounting advice. You should consider whether funding is suitable for your business and seek professional advice where appropriate.
Calculators, eligibility checkers and funding-readiness tools are estimates only. They are based on limited information and assumptions, and do not represent a credit decision, quote, approval or recommendation.
Company information may be sourced from public registers such as Companies House, or from information you provide. Public register data may be incomplete, delayed or inaccurate and should not be treated as a full credit assessment.
The Business Credit Score by Capvant is an independent statistical assessment based on public register data. It is not provided by a credit reference agency and may differ from scores used by individual lenders.
By submitting an application or funding request, you authorise Capvant to share relevant business, owner, application and document information with funding partners, service providers and introducers where necessary to process your request, subject to our Privacy Policy.
Some US commercial financing offers may be subject to state-specific disclosure requirements. Where required, additional disclosures will be provided and must be accepted before a transaction is finalised.