Funding shouldn’t depend on which bank you walk into.
Capvant is a business funding marketplace. One short request reaches our whole funder network, real offers compete for you, and you compare them in one place, with no impact on your credit score to look.
The funding system was built for lenders, not owners.
Most business owners don’t get turned down because they can’t repay, they get turned down because they knocked on the wrong door. Each lender has its own narrow box, its own forms, its own slow answer. So owners apply again and again, taking a credit-score hit every time, and still end up guessing whether they got a fair deal.
One request. The whole market. Offers that compete.
Capvant turns that on its head. You tell us about your business once. Checking your options never affects your score, and you see what you qualify for. Your request reaches 75+ funders at once, and real offers come back competing on rate, term and total cost, side by side. You choose. We don’t run credit searches ourselves; a funder only does a hard check once you accept an offer.
The marketplace, in five numbers.
What we believe about funding.
Looking should be free, and never touch your credit.
Comparing real offers shouldn’t cost you money or points. Checking your options won’t affect your credit score, so you see what you qualify for before any hard inquiry exists.
Owners deserve speed and straight answers.
No 40-field forms, no being handed between desks. One short request reaches the whole network, with the real rate, term and total cost shown up front.
Capital should reach every legal industry.
Too many healthy businesses get turned away for sitting outside one lender’s narrow box. We match across the network so your industry leads to better options, never an automatic no.
What Capvant does not do.
A marketplace is only useful if you know exactly where it stops. These four lines are the whole of it.
We do not lend, and we do not set your rate
Capvant is a funding marketplace, not a lender. Funding providers compete for the request, and every amount, rate and term comes from the provider that offers it. The choice stays yours.
We do not run credit searches ourselves
Seeing your options does not affect your credit score. A funder only runs a hard check once you accept an offer, and you will always be told before that happens.
We do not charge you to compare
Comparing offers is free. You only ever take funding on terms you have seen in full up front, rate, term and total cost, with nothing buried in fine print.
We do not pass your details beyond a quote
Your request is shared with matched funding providers so they can quote you, and nothing beyond that.
The full path, step by step, is on how it works. Anything else is answered in the Help Center.
See what your business qualifies for.
One request. Competing offers. No impact on your score to look.
Capvant is a funding marketplace, not a lender. Comparing offers is free.
Disclaimers & footnotes
- 1Capvant is a funding marketplace, not a lender. We match business owners with third-party funding partners; we do not make credit decisions, lend money, or set rates or terms. All funding decisions, rates, terms and approvals are made solely by the lenders in our network, subject to their criteria.
- 2Checking your options through Capvant does not affect your credit score. A lender may carry out a soft or hard credit search depending on the product, stage and your consent. A full hard credit check is only carried out where required by a lender before you proceed.
- 3Funding speed, including any reference to funding in as little as 24 hours, is typical for some products and lenders and is not guaranteed. Actual timescales depend on the lender, the product, and how quickly requested information and documents are provided.
- 4Funding amounts and ranges are indicative only and vary with your business profile, trading history, the lender and the market. Figures shown are not an offer of finance and do not guarantee any particular amount, rate or approval.
- 5Any offers, rates or repayment figures shown in illustrations or examples are for demonstration only and are not real quotes. Your actual offers, if any, are provided by lenders and are subject to approval.
- 6Product availability varies by market. Some products are only available in certain countries. Capvant currently serves businesses in the United States and the United Kingdom.
Capvant is not a lender and does not make credit decisions, we introduce businesses to third-party funding providers. Capvant is not authorised or regulated by the Financial Conduct Authority (FCA).
Capvant does not compare every lender, broker, funding product or offer available in the market. We only show options from funding partners in our network that may be relevant based on the information you provide.
Capvant may receive compensation from lenders, brokers, funding partners or referral partners when a customer is introduced, approved, funded or takes another qualifying action. This compensation does not guarantee that any lender will approve an application or offer specific terms. Capvant does not charge business owners a fee to compare funding options unless clearly stated otherwise.
If you access Capvant through a partner, introducer or embedded funding page, that partner may receive a referral fee or commission if your request results in funding. This does not increase your cost unless expressly disclosed.
Capvant is intended for business-purpose funding only. Eligibility may depend on entity type, location, trading history, revenue, industry and lender criteria. In the UK, Capvant currently focuses on limited companies, LLPs and plcs, and does not currently support sole traders or ordinary partnerships.
Information on Capvant is general information only and is not financial, legal, tax or accounting advice. You should consider whether funding is suitable for your business and seek professional advice where appropriate.
Calculators, eligibility checkers and funding-readiness tools are estimates only. They are based on limited information and assumptions, and do not represent a credit decision, quote, approval or recommendation.
Company information may be sourced from public registers such as Companies House, or from information you provide. Public register data may be incomplete, delayed or inaccurate and should not be treated as a full credit assessment.
The Business Credit Score by Capvant is an independent statistical assessment based on public register data. It is not provided by a credit reference agency and may differ from scores used by individual lenders.
By submitting an application or funding request, you authorise Capvant to share relevant business, owner, request and document information with funding partners, service providers and introducers where necessary to process your request, subject to our Privacy Policy.
Some US commercial financing offers may be subject to state-specific disclosure requirements. Where required, additional disclosures will be provided and must be accepted before a transaction is finalised.