Move your score
in the right direction.
STABILIZE™ by Capvant turns your Business Credit Score into a clear, prioritised plan of practical steps to strengthen your company, and tracks your progress over time. No impact on your credit score.
What it does
Reads your score
STABILIZE starts from your own Business Credit Score and risk grade, so the plan is built around where your company actually stands today, not a generic checklist.
Gives a prioritised plan
You get a short list of practical steps in priority order, in plain English. Sensible habits like keeping your filings current, easing reliance on short-term credit and strengthening the balance sheet, with the highest-impact moves first.
Tracks your progress
As your score moves, STABILIZE re-checks against the plan and shows what has improved and what is still worth doing. Steady progress you can see, at your own pace.
Who it is for
Owners strengthening before applying
If you plan to seek funding later this year, STABILIZE gives you a calm head start: the moves worth making now, so your company is in a stronger position when the time comes.
Claim and view your plan →Owners who just want to improve
No application in mind, just a healthier business. Claim your company and work through the plan at your own pace, with progress you can watch over time.
Claim your company →How it works with the rest of the suite
Built on your Business Credit Score
The plan starts from your Business Credit Score™ and risk grade, so every step is tied to where your company actually stands. Claim your company free to see the score first.
About the score →Sits alongside MONITOR
MONITOR™ by Capvant tells you the moment your score moves. STABILIZE tells you what to do about it. Together you see the change and the next step in one place.
About MONITOR →Guidance, honestly framed
No credit repair, no promises of a particular result. Just practical guidance based on your own public-register and filed-accounts data, with the highest-impact moves first.
Frequently asked questions
What is STABILIZE by Capvant?
It is guidance, not a service that changes your record. STABILIZE reads your own Business Credit Score, sets out a prioritised list of practical steps to strengthen your company, and re-checks your progress over time. It is built to be calm and realistic, not alarmist.
Is this credit repair?
No. STABILIZE is not credit repair and does not alter, dispute or remove anything on your record. It is straightforward guidance based on your own public-register and filed-accounts data, suggesting sensible steps a well-run business tends to take.
Will it improve my score for certain?
No one can promise that. Your score reflects many things, some of which are outside any plan. STABILIZE points you at the practical moves that tend to help, in priority order, and shows you how your score moves over time. It offers guidance, not guaranteed outcomes.
Does using STABILIZE affect my credit file?
No. STABILIZE has no impact on your credit score. It is a view of your own company and a plan to act on, not a credit search, and it leaves no footprint on any credit file.
See your plan.
Claim your company free, view your prioritised steps and watch your progress over time. No impact on your credit score.
Disclaimers & footnotes
- 1Capvant is a funding marketplace, not a lender. We match business owners with third-party funding partners; we do not make credit decisions, lend money, or set rates or terms. All funding decisions, rates, terms and approvals are made solely by the lenders in our network, subject to their criteria.
- 2Checking your options through Capvant does not affect your credit score. A lender may carry out a soft or hard credit search depending on the product, stage and your consent. A full hard credit check is only carried out where required by a lender before you proceed.
- 3Funding speed, including any reference to funding in as little as 24 hours, is typical for some products and lenders and is not guaranteed. Actual timescales depend on the lender, the product, and how quickly requested information and documents are provided.
- 4Funding amounts and ranges are indicative only and vary with your business profile, trading history, the lender and the market. Figures shown are not an offer of finance and do not guarantee any particular amount, rate or approval.
- 5Any offers, rates or repayment figures shown in illustrations or examples are for demonstration only and are not real quotes. Your actual offers, if any, are provided by lenders and are subject to approval.
- 6Product availability varies by market. Some products are only available in certain countries. Capvant currently serves businesses in the United States and the United Kingdom.
Capvant is not a lender and does not make credit decisions, we introduce businesses to third-party funding providers. Capvant is not authorised or regulated by the Financial Conduct Authority (FCA).
Capvant does not compare every lender, broker, funding product or offer available in the market. We only show options from funding partners in our network that may be relevant based on the information you provide.
Capvant may receive compensation from lenders, brokers, funding partners or referral partners when a customer is introduced, approved, funded or takes another qualifying action. This compensation does not guarantee that any lender will approve an application or offer specific terms. Capvant does not charge business owners a fee to compare funding options unless clearly stated otherwise.
If you access Capvant through a partner, introducer or embedded funding page, that partner may receive a referral fee or commission if your application results in funding. This does not increase your cost unless expressly disclosed.
Capvant is intended for business-purpose funding only. Eligibility may depend on entity type, location, trading history, revenue, industry and lender criteria. In the UK, Capvant currently focuses on limited companies, LLPs and plcs, and does not currently support sole traders or ordinary partnerships.
Information on Capvant is general information only and is not financial, legal, tax or accounting advice. You should consider whether funding is suitable for your business and seek professional advice where appropriate.
Calculators, eligibility checkers and funding-readiness tools are estimates only. They are based on limited information and assumptions, and do not represent a credit decision, quote, approval or recommendation.
Company information may be sourced from public registers such as Companies House, or from information you provide. Public register data may be incomplete, delayed or inaccurate and should not be treated as a full credit assessment.
The Business Credit Score by Capvant is an independent statistical assessment based on public register data. It is not provided by a credit reference agency and may differ from scores used by individual lenders.
By submitting an application or funding request, you authorise Capvant to share relevant business, owner, application and document information with funding partners, service providers and introducers where necessary to process your request, subject to our Privacy Policy.
Some US commercial financing offers may be subject to state-specific disclosure requirements. Where required, additional disclosures will be provided and must be accepted before a transaction is finalised.