One number that tells you
where a company stands.
The Business Credit Score™ by Capvant rates every UK limited company from 1 to 99 across five risk grades, from Minimal risk to High risk. Updated continuously, free for owners to claim.
Sample score for illustration
How to read the score
Higher is stronger. The 1 to 99 scale maps to five grades: Minimal risk, Low risk, Moderate risk, Elevated risk and High risk. The score comes from a proprietary Capvant model built on public-register and filed-accounts data, and it moves as new information about the company becomes available - not on a fixed monthly cycle.
- 1 to 99 scale, five risk grades
- Updated continuously as new data is filed
- Independent of any credit reference agency
- No impact on your credit score, ever
Who it is for
Business owners
Claim your company free and see the score lenders and counterparties may look at before they deal with you. Claiming has no impact on your credit score.
Claim your company →Accountants & partners
MONITOR the scores across your client book, spot grade movements early and open the funding conversation before your client asks.
Partner programme →Suppliers & counterparties
Check the standing of a customer or supplier before extending terms. Search any UK limited company and read its grade at a glance.
Search a company →How to get yours
Find your company
Search by company name. Every UK limited company on the public register has a Capvant profile.
Claim it
Create a free account and verify that you represent the company. Claiming is free and has no impact on your credit score.
See your score
Your score and risk grade appear in your account. Unlock every factor and change alerts with MONITOR by Capvant.
Frequently asked questions
What is the Business Credit Score by Capvant?
A score from 1 to 99 that places every UK limited company in one of five risk grades, from Minimal risk to High risk. It is produced by a proprietary Capvant model built on public-register and filed-accounts data, and it updates continuously as new information is filed.
Does checking or claiming my score affect my credit file?
No. Viewing, searching or claiming a company on Capvant has no impact on your credit score. No search footprint of any kind is recorded on any credit file.
Is it the same as a credit reference agency score?
No. It is an independent statistical assessment by Capvant, not a score provided by a credit reference agency, and it may differ from the scores individual lenders use in their own decisions.
How much does it cost?
Seeing your score and grade is free once you claim your company. MONITOR by Capvant, which unlocks every factor and adds change alerts, starts at £14 per month.
See where your company stands.
Search any UK limited company, or claim yours free. No impact on your credit score.
Disclaimers & footnotes
- 1Capvant is a funding marketplace, not a lender. We match business owners with third-party funding partners; we do not make credit decisions, lend money, or set rates or terms. All funding decisions, rates, terms and approvals are made solely by the lenders in our network, subject to their criteria.
- 2Checking your options through Capvant does not affect your credit score. A lender may carry out a soft or hard credit search depending on the product, stage and your consent. A full hard credit check is only carried out where required by a lender before you proceed.
- 3Funding speed, including any reference to funding in as little as 24 hours, is typical for some products and lenders and is not guaranteed. Actual timescales depend on the lender, the product, and how quickly requested information and documents are provided.
- 4Funding amounts and ranges are indicative only and vary with your business profile, trading history, the lender and the market. Figures shown are not an offer of finance and do not guarantee any particular amount, rate or approval.
- 5Any offers, rates or repayment figures shown in illustrations or examples are for demonstration only and are not real quotes. Your actual offers, if any, are provided by lenders and are subject to approval.
- 6Product availability varies by market. Some products are only available in certain countries. Capvant currently serves businesses in the United States and the United Kingdom.
Capvant is not a lender and does not make credit decisions, we introduce businesses to third-party funding providers. Capvant is not authorised or regulated by the Financial Conduct Authority (FCA).
Capvant does not compare every lender, broker, funding product or offer available in the market. We only show options from funding partners in our network that may be relevant based on the information you provide.
Capvant may receive compensation from lenders, brokers, funding partners or referral partners when a customer is introduced, approved, funded or takes another qualifying action. This compensation does not guarantee that any lender will approve an application or offer specific terms. Capvant does not charge business owners a fee to compare funding options unless clearly stated otherwise.
If you access Capvant through a partner, introducer or embedded funding page, that partner may receive a referral fee or commission if your application results in funding. This does not increase your cost unless expressly disclosed.
Capvant is intended for business-purpose funding only. Eligibility may depend on entity type, location, trading history, revenue, industry and lender criteria. In the UK, Capvant currently focuses on limited companies, LLPs and plcs, and does not currently support sole traders or ordinary partnerships.
Information on Capvant is general information only and is not financial, legal, tax or accounting advice. You should consider whether funding is suitable for your business and seek professional advice where appropriate.
Calculators, eligibility checkers and funding-readiness tools are estimates only. They are based on limited information and assumptions, and do not represent a credit decision, quote, approval or recommendation.
Company information may be sourced from public registers such as Companies House, or from information you provide. Public register data may be incomplete, delayed or inaccurate and should not be treated as a full credit assessment.
The Business Credit Score by Capvant is an independent statistical assessment based on public register data. It is not provided by a credit reference agency and may differ from scores used by individual lenders.
By submitting an application or funding request, you authorise Capvant to share relevant business, owner, application and document information with funding partners, service providers and introducers where necessary to process your request, subject to our Privacy Policy.
Some US commercial financing offers may be subject to state-specific disclosure requirements. Where required, additional disclosures will be provided and must be accepted before a transaction is finalised.