Know the moment
your score moves.
MONITOR™ by Capvant watches your Business Credit Score continuously, alerts you when your grade changes and unlocks the full view of every factor behind the number.
What you get
Grade change alerts
The moment your score or risk grade moves, you know. No checking back, no finding out from a lender or a supplier first.
Full factor view
Every factor behind your score, unlocked and explained in plain English: what it is, why it matters, and whether it is helping or holding you back.
No credit footprint
Monitoring has no impact on your credit score. It is your own view of your own company, not a credit search.
For business owners
MONITOR
£14 / month
See everything that moves your score.
- Every Business Credit Score™ factor unlocked
- Change alerts when your score or band moves
- Full factor detail: what it is and why it matters
- Cancel anytime in two clicks
MONITOR+
£29 / month
Everything in MONITOR, plus a plan to act on it.
- Everything in MONITOR
- Action plan: the moves that lift your score
- 5 debtor checks per month
- Cancel anytime in two clicks
Billed monthly in GBP, cancel anytime in two clicks. Claim your company first if you have not yet - it is free.
For practices
Working a whole client book? Score monitoring alerts across every client are included in the partner Pro plan at £49 per month, alongside Client Radar and unlimited score reports. You see the grade movement before your client does, and open the conversation first.
Frequently asked questions
What exactly does MONITOR alert me to?
Any movement in your Business Credit Score or a change of risk grade. You are told the moment it happens, so nothing about your company’s standing surprises you in a negative way during a funding or supplier conversation.
What is the full factor view?
Your score summarises many factors. MONITOR unlocks each one with a plain-English explanation of what it is and why it matters, so you can see what is helping and what is holding the score back.
Does monitoring affect my credit file?
No. Monitoring has no impact on your credit score. It is a view on your own company’s standing, not a credit search.
I run a practice. Do I need MONITOR for every client?
No. Score monitoring alerts across your whole client book are included in the partner Pro plan at £49 per month, alongside Client Radar and unlimited score reports.
Stop checking. Start knowing.
Alerts the moment your grade moves, and the full story behind your score.
Disclaimers & footnotes
- 1Capvant is a funding marketplace, not a lender. We match business owners with third-party funding partners; we do not make credit decisions, lend money, or set rates or terms. All funding decisions, rates, terms and approvals are made solely by the lenders in our network, subject to their criteria.
- 2Checking your options through Capvant does not affect your credit score. A lender may carry out a soft or hard credit search depending on the product, stage and your consent. A full hard credit check is only carried out where required by a lender before you proceed.
- 3Funding speed, including any reference to funding in as little as 24 hours, is typical for some products and lenders and is not guaranteed. Actual timescales depend on the lender, the product, and how quickly requested information and documents are provided.
- 4Funding amounts and ranges are indicative only and vary with your business profile, trading history, the lender and the market. Figures shown are not an offer of finance and do not guarantee any particular amount, rate or approval.
- 5Any offers, rates or repayment figures shown in illustrations or examples are for demonstration only and are not real quotes. Your actual offers, if any, are provided by lenders and are subject to approval.
- 6Product availability varies by market. Some products are only available in certain countries. Capvant currently serves businesses in the United States and the United Kingdom.
Capvant is not a lender and does not make credit decisions, we introduce businesses to third-party funding providers. Capvant is not authorised or regulated by the Financial Conduct Authority (FCA).
Capvant does not compare every lender, broker, funding product or offer available in the market. We only show options from funding partners in our network that may be relevant based on the information you provide.
Capvant may receive compensation from lenders, brokers, funding partners or referral partners when a customer is introduced, approved, funded or takes another qualifying action. This compensation does not guarantee that any lender will approve an application or offer specific terms. Capvant does not charge business owners a fee to compare funding options unless clearly stated otherwise.
If you access Capvant through a partner, introducer or embedded funding page, that partner may receive a referral fee or commission if your application results in funding. This does not increase your cost unless expressly disclosed.
Capvant is intended for business-purpose funding only. Eligibility may depend on entity type, location, trading history, revenue, industry and lender criteria. In the UK, Capvant currently focuses on limited companies, LLPs and plcs, and does not currently support sole traders or ordinary partnerships.
Information on Capvant is general information only and is not financial, legal, tax or accounting advice. You should consider whether funding is suitable for your business and seek professional advice where appropriate.
Calculators, eligibility checkers and funding-readiness tools are estimates only. They are based on limited information and assumptions, and do not represent a credit decision, quote, approval or recommendation.
Company information may be sourced from public registers such as Companies House, or from information you provide. Public register data may be incomplete, delayed or inaccurate and should not be treated as a full credit assessment.
The Business Credit Score by Capvant is an independent statistical assessment based on public register data. It is not provided by a credit reference agency and may differ from scores used by individual lenders.
By submitting an application or funding request, you authorise Capvant to share relevant business, owner, application and document information with funding partners, service providers and introducers where necessary to process your request, subject to our Privacy Policy.
Some US commercial financing offers may be subject to state-specific disclosure requirements. Where required, additional disclosures will be provided and must be accepted before a transaction is finalised.