One request. Lenders compete. You choose.
Tell us about the business once. That single request goes out across a broad network of funding providers, real offers come back side by side, and you decide which one to take. Looking never touches your credit score.
Four steps, and none of them is a phone tag.
The same request carries you from the first question to funds in the account. Nothing repeats, nothing is hidden until the end.
One request, about three minutes.
One short form covers what a lender needs to quote you: how much you need, what the business does, roughly what it turns over. There is nothing to upload to start, and looking runs on a soft check.
About 3 minutes · soft check onlyYour request goes out once.
Capvant routes it across a broad network of funding providers instead of you filling in the same form over and over. Your details go to the lenders matched to your request, so they can quote you, and nowhere else.
One form · broad coverageReal offers come back and compete.
Rate, term and total cost laid out side by side, so you compare the real number instead of chasing a single take-it-or-leave-it quote. Offers typically come back within hours.
Compare on total costYou choose, and then it is done.
You take the offer you want, on terms you have seen in full. A hard check only happens if you go ahead with a lender, and you are told before it does. Accepted funding can reach the account in as little as 24 hours.
Funds in as little as 24 hoursWhat does not change, whichever offer you take.
Looking never costs your score
Seeing your options does not affect your credit score. Capvant does not run credit searches itself.
NO CREDIT SCORE IMPACTA marketplace, not a lender
Capvant does not lend and does not set your rate. Funding providers compete for the request; the choice stays yours.
YOU DECIDEYour details stay yours
Your request is shared with matched funding providers so they can quote you, and nothing beyond that.
SHARED ONLY TO QUOTEEvery legal industry
Trades, healthcare, retail, logistics, hospitality, professional services. Your industry shapes the offers, it is never the reason for a no.
FREE TO COMPAREFunding is one part of the Capvant Suite.
Comparing offers is where most owners start. Alongside it you get a clear view of your business credit and the tools to strengthen it, so you are in a better position the next time you raise.
Business Credit Score
One business credit score you can claim free, so you know where you stand before you apply for anything.
Learn moreCapvant Check
The automated funding assessment behind every introduction. It runs with no impact on your credit score.
Learn moreMonitor
Alerts the moment your score or risk grade moves, with every factor behind it unlocked.
Learn moreThe full suite also includes Stabilize, Scout, Verify and Earn. Explore the Capvant Suite.
Frequently asked questions
Does checking my options affect my credit score?
No. Seeing your options does not affect your credit score. Capvant itself does not run credit searches, a funder only runs a hard check if you choose to move forward with their offer, and you’ll always be told before that happens.
How long does the whole thing take?
Most owners finish the request in about three minutes and see what they qualify for straight away. Competing offers typically come back within hours, and accepted funding can reach your account in as little as 24 hours.
How are funding options matched?
Your request is routed across a broad network of funding providers. The aim is to surface suitable options without making you complete the same form repeatedly.
What does it cost to use Capvant?
Comparing offers is free. You only ever take funding on terms you’ve seen in full up front, rate, term and total cost, with nothing buried in fine print.
Which industries can get funded?
We match across every legal industry, trades, healthcare, retail, logistics, hospitality, professional services and more. Your industry is an input to better options, never the reason for a no.
See what you qualify for.
One request, competing offers, and nothing that touches your credit score to look.
Disclaimers & footnotes
- 1Capvant is a funding marketplace, not a lender. We match business owners with third-party funding partners; we do not make credit decisions, lend money, or set rates or terms. All funding decisions, rates, terms and approvals are made solely by the lenders in our network, subject to their criteria.
- 2Checking your options through Capvant does not affect your credit score. A lender may carry out a soft or hard credit search depending on the product, stage and your consent. A full hard credit check is only carried out where required by a lender before you proceed.
- 3Funding speed, including any reference to funding in as little as 24 hours, is typical for some products and lenders and is not guaranteed. Actual timescales depend on the lender, the product, and how quickly requested information and documents are provided.
- 4Funding amounts and ranges are indicative only and vary with your business profile, trading history, the lender and the market. Figures shown are not an offer of finance and do not guarantee any particular amount, rate or approval.
- 5Any offers, rates or repayment figures shown in illustrations or examples are for demonstration only and are not real quotes. Your actual offers, if any, are provided by lenders and are subject to approval.
- 6Product availability varies by market. Some products are only available in certain countries. Capvant currently serves businesses in the United States and the United Kingdom.
Capvant is not a lender and does not make credit decisions, we introduce businesses to third-party funding providers. Capvant is not authorised or regulated by the Financial Conduct Authority (FCA).
Capvant does not compare every lender, broker, funding product or offer available in the market. We only show options from funding partners in our network that may be relevant based on the information you provide.
Capvant may receive compensation from lenders, brokers, funding partners or referral partners when a customer is introduced, approved, funded or takes another qualifying action. This compensation does not guarantee that any lender will approve an application or offer specific terms. Capvant does not charge business owners a fee to compare funding options unless clearly stated otherwise.
If you access Capvant through a partner, introducer or embedded funding page, that partner may receive a referral fee or commission if your request results in funding. This does not increase your cost unless expressly disclosed.
Capvant is intended for business-purpose funding only. Eligibility may depend on entity type, location, trading history, revenue, industry and lender criteria. In the UK, Capvant currently focuses on limited companies, LLPs and plcs, and does not currently support sole traders or ordinary partnerships.
Information on Capvant is general information only and is not financial, legal, tax or accounting advice. You should consider whether funding is suitable for your business and seek professional advice where appropriate.
Calculators, eligibility checkers and funding-readiness tools are estimates only. They are based on limited information and assumptions, and do not represent a credit decision, quote, approval or recommendation.
Company information may be sourced from public registers such as Companies House, or from information you provide. Public register data may be incomplete, delayed or inaccurate and should not be treated as a full credit assessment.
The Business Credit Score by Capvant is an independent statistical assessment based on public register data. It is not provided by a credit reference agency and may differ from scores used by individual lenders.
By submitting an application or funding request, you authorise Capvant to share relevant business, owner, request and document information with funding partners, service providers and introducers where necessary to process your request, subject to our Privacy Policy.
Some US commercial financing offers may be subject to state-specific disclosure requirements. Where required, additional disclosures will be provided and must be accepted before a transaction is finalised.