Funding first.
The rest is coming.
In the US, the Capvant Suite starts where it matters most: one funding request, matched across our lender panel, with no impact on your credit score, and partner earnings for the people who refer businesses to us. The credit tools our UK customers use are on the US roadmap.
Available in the US today
Coming to the US
Business Credit Score™ by Capvant
One number from 1 to 99 across five risk grades, free for owners to claim.
Capvant Check™
The automated funding assessment behind every introduction. No impact on your credit score.
MONITOR™ by Capvant
Alerts the moment your score or risk grade moves, with every factor unlocked.
STABILIZE™ by Capvant
A prioritised plan of practical steps to strengthen your company over time.
SCOUT™ by Capvant
Find and vet UK companies for a deal: search, score and an automated due-diligence pass.
VERIFY™ by Capvant
Check the standing of a supplier or customer before you trade. Same score, counterparty view.
These products run on the UK company register today. US equivalents are on our roadmap.
Frequently asked questions
What is available in the US today?
Capvant Funding, one request matched across our lender panel with competing offers, and Earn, partner revenue for the people and firms who refer businesses to us. Both are live today; the credit tools our UK customers use are on the US roadmap.
What does funding comparison cost?
Nothing. Comparing offers through Capvant is completely free for borrowers. We are paid by the lender you choose, and only when your funding completes, so our incentive is a deal you actually accept.
Does requesting funding affect my credit score?
No. Your Capvant request and the matching behind it have no impact on your credit score. Only a lender you choose to proceed with may run their own checks, and they will tell you before they do.
How fast do offers arrive?
Calls usually start within one working day and online offers within two. Timing varies with the amount, your monthly revenue and how complete your request is; adding bank statements typically speeds everything up.
What do I need to qualify?
An operating business with trading history and monthly revenue. Each lender applies its own criteria; we only route your request to partners whose published criteria it fits, so you are not blanket-shopped across the market.
Which products can I get?
Working capital, term loans, lines of credit and revenue-based funding through our US panel, typically from $10,000 up to several million depending on your revenue and time in business.
When are the credit tools coming to the US?
The Business Credit Score, Capvant Check, Monitor and Stabilize run on the UK company register today. US equivalents are on our roadmap, alongside further markets including Ireland, Canada, Australia and New Zealand.
How does Earn work for US partners?
Refer a business, and if it funds you receive a share of our commission, tiered by your trailing funded volume. Accountants, brokers and software platforms use it today; there are no volume commitments.
Is my information shared with every lender?
No. Your request goes only to the partners it matches, each under confidentiality, and documents you upload are passed once against your deal reference instead of being re-requested by every lender.
Start with funding.
One request, competing offers, no impact on your credit score.
Disclaimers & footnotes
- 1Capvant is a funding marketplace, not a lender. We match business owners with third-party funding partners; we do not make credit decisions, lend money, or set rates or terms. All funding decisions, rates, terms and approvals are made solely by the lenders in our network, subject to their criteria.
- 2Checking your options through Capvant does not affect your credit score. A lender may carry out a soft or hard credit search depending on the product, stage and your consent. A full hard credit check is only carried out where required by a lender before you proceed.
- 3Funding speed, including any reference to funding in as little as 24 hours, is typical for some products and lenders and is not guaranteed. Actual timescales depend on the lender, the product, and how quickly requested information and documents are provided.
- 4Funding amounts and ranges are indicative only and vary with your business profile, trading history, the lender and the market. Figures shown are not an offer of finance and do not guarantee any particular amount, rate or approval.
- 5Any offers, rates or repayment figures shown in illustrations or examples are for demonstration only and are not real quotes. Your actual offers, if any, are provided by lenders and are subject to approval.
- 6Product availability varies by market. Some products are only available in certain countries. Capvant currently serves businesses in the United States and the United Kingdom.
Capvant is not a lender and does not make credit decisions, we introduce businesses to third-party funding providers. Capvant is not authorised or regulated by the Financial Conduct Authority (FCA).
Capvant does not compare every lender, broker, funding product or offer available in the market. We only show options from funding partners in our network that may be relevant based on the information you provide.
Capvant may receive compensation from lenders, brokers, funding partners or referral partners when a customer is introduced, approved, funded or takes another qualifying action. This compensation does not guarantee that any lender will approve an application or offer specific terms. Capvant does not charge business owners a fee to compare funding options unless clearly stated otherwise.
If you access Capvant through a partner, introducer or embedded funding page, that partner may receive a referral fee or commission if your application results in funding. This does not increase your cost unless expressly disclosed.
Capvant is intended for business-purpose funding only. Eligibility may depend on entity type, location, trading history, revenue, industry and lender criteria. In the UK, Capvant currently focuses on limited companies, LLPs and plcs, and does not currently support sole traders or ordinary partnerships.
Information on Capvant is general information only and is not financial, legal, tax or accounting advice. You should consider whether funding is suitable for your business and seek professional advice where appropriate.
Calculators, eligibility checkers and funding-readiness tools are estimates only. They are based on limited information and assumptions, and do not represent a credit decision, quote, approval or recommendation.
Company information may be sourced from public registers such as Companies House, or from information you provide. Public register data may be incomplete, delayed or inaccurate and should not be treated as a full credit assessment.
The Business Credit Score by Capvant is an independent statistical assessment based on public register data. It is not provided by a credit reference agency and may differ from scores used by individual lenders.
By submitting an application or funding request, you authorise Capvant to share relevant business, owner, application and document information with funding partners, service providers and introducers where necessary to process your request, subject to our Privacy Policy.
Some US commercial financing offers may be subject to state-specific disclosure requirements. Where required, additional disclosures will be provided and must be accepted before a transaction is finalised.