For lenders
Pre-qualified SME funding demand, matched to your criteria.
We originate business-funding demand at scale through our own marketplace brands, qualify it in a structured funnel, and route each request to the funding partners it actually fits. You receive consented, referenced referrals over the channel your team already uses.
partnerships@capvant.comSend your buy-box and preferred hand-off channel; most partners are live within two weeks.
What you receive
Verified demand, not raw enquiries
Every referral is captured on our own properties, qualified in a structured funnel and matched to your published criteria before release. No bought lists, ever.
One structured referral per deal
Business, funding requirement, contact details, consent record and documents in a fixed field order, machine-readable if you want to parse it, with a unique reference per deal.
Documents without the chase
Bank statements arrive attached where already uploaded, and follow automatically when the client uploads later. Request anything else with one click; it comes back against the reference.
Statuses that route more flow to you
A one-word reply (offer made, in review, declined with reason, funded) is recorded automatically. Lenders who convert well see materially more flow.
What a referral looks like
One structured record per deal, in a fixed field order, with a unique reference that carries through every reply, Hub entry and API call.
Business
Legal name, Companies House number, entity type, industry and incorporation date, with live company status carried on the record.
Funding requirement
Amount, product type and purpose, so the referral only reaches lenders whose published criteria it already matches.
Contact
Applying director or owner, role, phone and email, ready for your team to open the conversation directly.
Consent record
The consent the client gave for the introduction, attached to the reference so there is no ambiguity about what they agreed to.
Documents, where already uploaded
Bank statements and any other files the client has already supplied arrive attached; anything else can be requested with one click and comes back against the same reference.
Unique deal reference
One reference per deal, carried through every email, Hub entry and API call, so a status update or a document always lands on the right file.
Integration on your terms
One counterparty and one agreement, however many of our marketplace brands a deal arrives from. We adapt to your stack; there is no portal your team is forced into.
A standardised referral to your intake inbox. Your team simply replies in-thread with one word (received, in review, offer made, declined with reason, funded) and our system reads statuses, terms and questions automatically. Most panel teams start here, and it works from a phone mid-call.
Lender Hub
The same one-click statuses at capvant.com/lender, plus a live deal list, self-served buy-box, offer entry for your underwriting team, and every client conversation as a thread. Purely optional; email-only teams lose nothing by skipping it.
API v1
Direct submission into your lead or application API, mapped to your schema, sandbox first, then production. Documents push through your document endpoints as the client uploads. Full reference, authentication and a test-deals sandbox at developers.capvant.com.
Webhook
A signed JSON payload to an endpoint you specify, full lead record plus reference, automatic retries. A minimal receiver is enough to go live within days, and the same signature scheme is documented at developers.capvant.com.
Statuses drive the flow you see
Every status you give, by reply or in the Hub, feeds routing between matching lenders: funded-conversion, speed to first contact and offer, and offer take-up all count. Lenders who convert well see materially more flow, and a short decline reason sharpens our matching against your buy-box so near-miss deals stop reaching your lane.
Before you commit engineering time
Is there a minimum volume commitment?
No, in either direction. Flow depends on how broad your buy-box is and how your lane converts, and there is no obligation attached to joining the panel or staying on it.
What happens to a deal we decline?
A decline with a short reason is recorded against the reference and nothing else. A structured reason sharpens our matching, so your lane sees fewer near-miss deals over time rather than more.
Do we see anything about a client before we need to?
You receive the structured referral, its documents and consent record, no more and no less. There is no separate scoring or verification layer to interpret beyond what is on the reference itself.
How much of our process has to change?
None of it has to. Email works on day one with a single sender whitelisted, and the Hub and API exist for teams that want tighter integration. We build around your stack, not the other way round.
Lender partnership FAQs
Is there a minimum volume commitment?
No, in either direction. Flow depends on how broad your buy-box is and how your lane converts; there is no obligation attached to joining the panel.
What does it cost?
Nothing to join. We are funder-paid on standard panel flow, with the structure agreed per lane, typically a share of the funded amount or an ongoing revenue share.
Which borrowers do you introduce?
Operating businesses for business-purpose finance, matched against your published criteria before release. In the UK we introduce incorporated businesses only, verified against the live Companies House register.
How do we update you on a deal?
However your team prefers: reply to the referral email with a word, click a status in the optional Lender Hub, or push it programmatically. Everything lands on the same deal reference.
Do we need to integrate anything?
No. Email works on day one with a single sender whitelisted. API and webhook lanes exist for teams that want them, and we build around your stack, not the other way round.
What exactly arrives with a referral?
Business details, the funding requirement, contact details, the consent record and any documents already uploaded, all against one unique deal reference. Nothing arrives without the client having consented to the introduction.
Can we test the API before going live?
Yes. A test-deals sandbox is available at developers.capvant.com so your team can integrate and verify webhooks before any referral touches production.
Do decline reasons actually change what we receive?
Yes. A short reason on a decline sharpens our matching against your published criteria, so your lane sees fewer near-miss deals over subsequent referrals.
Is our agreement affected by which of your marketplace brands a deal arrives from?
No. One counterparty and one agreement cover every brand, so your sender, terms and commission structure stay the same whichever channel a deal originates on.
How quickly can we go live?
Most partners are live within two weeks of sharing a buy-box and preferred hand-off channel. Whitelisting a single sender is enough to start receiving referrals by email the same day.
Join the funding panel
Share your buy-box (products, ticket range, sector and turnover criteria) and your preferred channel. We configure your lane, agree terms, run a test hand-off, and go live.
Disclaimers & footnotes
- 1Capvant is a funding marketplace, not a lender. We match business owners with third-party funding partners; we do not make credit decisions, lend money, or set rates or terms. All funding decisions, rates, terms and approvals are made solely by the lenders in our network, subject to their criteria.
- 2Checking your options through Capvant does not affect your credit score. A lender may carry out a soft or hard credit search depending on the product, stage and your consent. A full hard credit check is only carried out where required by a lender before you proceed.
- 3Funding speed, including any reference to funding in as little as 24 hours, is typical for some products and lenders and is not guaranteed. Actual timescales depend on the lender, the product, and how quickly requested information and documents are provided.
- 4Funding amounts and ranges are indicative only and vary with your business profile, trading history, the lender and the market. Figures shown are not an offer of finance and do not guarantee any particular amount, rate or approval.
- 5Any offers, rates or repayment figures shown in illustrations or examples are for demonstration only and are not real quotes. Your actual offers, if any, are provided by lenders and are subject to approval.
- 6Product availability varies by market. Some products are only available in certain countries. Capvant currently serves businesses in the United States and the United Kingdom.
Capvant is not a lender and does not make credit decisions, we introduce businesses to third-party funding providers. Capvant is not authorised or regulated by the Financial Conduct Authority (FCA).
Capvant does not compare every lender, broker, funding product or offer available in the market. We only show options from funding partners in our network that may be relevant based on the information you provide.
Capvant may receive compensation from lenders, brokers, funding partners or referral partners when a customer is introduced, approved, funded or takes another qualifying action. This compensation does not guarantee that any lender will approve an application or offer specific terms. Capvant does not charge business owners a fee to compare funding options unless clearly stated otherwise.
If you access Capvant through a partner, introducer or embedded funding page, that partner may receive a referral fee or commission if your application results in funding. This does not increase your cost unless expressly disclosed.
Capvant is intended for business-purpose funding only. Eligibility may depend on entity type, location, trading history, revenue, industry and lender criteria. In the UK, Capvant currently focuses on limited companies, LLPs and plcs, and does not currently support sole traders or ordinary partnerships.
Information on Capvant is general information only and is not financial, legal, tax or accounting advice. You should consider whether funding is suitable for your business and seek professional advice where appropriate.
Calculators, eligibility checkers and funding-readiness tools are estimates only. They are based on limited information and assumptions, and do not represent a credit decision, quote, approval or recommendation.
Company information may be sourced from public registers such as Companies House, or from information you provide. Public register data may be incomplete, delayed or inaccurate and should not be treated as a full credit assessment.
The Business Credit Score by Capvant is an independent statistical assessment based on public register data. It is not provided by a credit reference agency and may differ from scores used by individual lenders.
By submitting an application or funding request, you authorise Capvant to share relevant business, owner, application and document information with funding partners, service providers and introducers where necessary to process your request, subject to our Privacy Policy.
Some US commercial financing offers may be subject to state-specific disclosure requirements. Where required, additional disclosures will be provided and must be accepted before a transaction is finalised.