Business funding for US operators who need capital that moves with their business.
Apply in under 60 seconds. Access working capital, inventory, equipment, payroll, and cash-flow funding across the Capvant lender network. No hard credit pull.
Under 60 seconds. No hard credit pull.
Operators who fit this funding profile.
Market context. The Capvant US network covers working capital, inventory, equipment, payroll, and receivables funding. One application routes your business to the lenders most likely to move at your speed.
Start application →Under 60 seconds. No hard credit pull.
Funding matched to your operating timeline. Capvant routes each application to lenders that specialize in the specific type of capital you need. US businesses typically receive an initial decision within hours. Funds can reach your account the same day or next business day.
Check eligibility →Decisions within hours.
Start with the overview. Then move into the right topic.
Working capital and cash-flow funding
If the need is tied to payroll, invoice timing, tax obligations, or a short-term cash gap, start with the working capital guide. Applications in this category typically move within 24 hours.
Inventory, equipment, and growth capital
Stock buys, supplier deposits, equipment purchases, and expansion capital move through the network based on the asset type and likely repayment path. The inventory and equipment guides walk through fit and eligibility.
Embedded finance for US platforms
If you run a software platform that US businesses use to manage cash flow, operations, or purchasing, the embedded finance layer lets you offer funding without building a lending operation.
Signs this is the right page for you.
Businesses with a near-term purchase, payroll gap, or cash-flow need
Operators comparing speed and flexibility against traditional bank timelines
Companies looking specifically for inventory, payroll, equipment, or receivables funding
The strongest funding matches come from knowing the timing and type of need. One application routes your business to every lender that fits — not just the first one willing to say yes.James T. — Founder, Wholesale Distributor · United States
Funding guides for United States businesses.
All funding guidesInventory Financing for Ecommerce
Built for Amazon sellers, Shopify brands, and marketplace operators that need purchase power before revenue lands. Capvant gives inventory-heavy applicants a faster path into the right funding flow.
Payroll Financing for Service Businesses
Designed for agencies, professional firms, and service operators with lumpy cash flow. Capvant surfaces working capital for payroll timing, contractor payments, and hiring ramps.
Equipment Financing for Contractors
Built for contractors, field services, and operators that need to acquire equipment without slowing down growth. Capvant gives those businesses a faster route into the right funding option.
Partner categories that fit this market theme.
E-commerce Platforms and Marketplaces
Give sellers a faster path to inventory, advertising, and supplier financing inside the software they already use to run their business.
Accounting and Bookkeeping Platforms
Put working capital offers inside the systems that already understand cash flow, seasonality, and client health.
Neobanks and Fintech Platforms
Offer capital as a product layer without becoming a lender yourself. Keep the customer experience in your product while the marketplace handles lender routing.
Ready to apply in United States?
One application. Multiple lenders. No hard credit pull. Under 60 seconds.
Start application